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Trio HMO plan
This year Blue Shield is introducing the Trio HMO Plan—featuring a low premium rate. The Trio plan is designed to give you affordable access to a quality, local network of doctors and hospitals in six counties*-- Los Angeles, Sacramento, El Dorado, Placer, Nevada and Yolo.

To enroll in Trio HMO, you must live or work in Trio ZIP code service area. View the CalPERS Trio network providers and service area ZIP codes.
*Partial coverage
Access+ HMO Plan
When it comes to your health, choice matters. Access+ HMO® gives you the freedom to choose the health care that's right for you and your family. It's the lowest-cost broad network HMO plan available to CalPERS members, plus it provides you the option to self-refer to specialists1 within your medical group.

Our plan offers you one of the largest provider networks in California with access to more than 12,000 primary care physicians, more than 300 hospitals, and more than 32,0000 specialists.

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1 The Access+ Specialist option allows members direct access to participating specialists in the same medical group or Independent Physician Association (IPA) as their primary care physician. Not all medical groups or IPAs participate in this program.